The Teddy Bear Moving crew with their dogs, standing in front of branded Teddy Bear Moving trucks

Financing options

Move Now, Pay Later

Call: 973-500-6003
Financing through Wisetack

We offer financing

We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

Prequalification is an estimate of how much you could qualify for. It is not financing approval or a guaranteed offer.

Example Wisetack financing options with a 24-month interest-free 0% APR badge

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.

Start your way

Choose what comes first

You can check your potential budget before requesting a quote, or plan the move with us first. Both paths come together once the final move price is known.

Option B

Start with your moving quote

Tell our team about your move. We will confirm the scope and price before you review any actual financing terms.

Get a free quote

Then, both paths continue here

  1. 1

    Finalize your moving quote

    Teddy Bear confirms the scope and final price of your move.

  2. 2

    Continue to the application

    We help you continue to the financing application for the confirmed amount.

  3. 3

    Review and decide

    See your actual options and terms before deciding whether to accept.

Payment estimator

See what you could pay

Choose an amount to estimate monthly payments across different terms. Your personalized options appear after you prequalify.

Calculator results are estimates, not financing approval or a guaranteed offer.

Open calculator in a new tab (opens on Wisetack in a new tab)

Powered by Wisetack

Financing through Wisetack

Simple from the start

Fast and easy

The application takes about a minute to complete.

No hidden fees

There are no penalties, fees, or compounding interest.

Options for you

You choose the monthly payment amount that works best for you.

Wisetack

Pay over time with monthly financing Prequalify in about a minute, with no impact to your credit score.

PREQUALIFY NOW (opens on Wisetack in a new tab)
Good to know

Financing questions

Clear answers before you leave Teddy Bear Moving for Wisetack’s secure prequalification experience.

What is prequalification?

Prequalification is an early estimate of how much you could qualify for. It is not financing approval or a guaranteed offer. Your actual options and terms appear in the financing application after the final move price is known.

Will checking my options affect my credit score?

Not when checking options. Wisetack and its lending partners use a soft credit pull, so checking your financing options does not affect your credit score. Accepting a financing offer can affect credit, and repayment behavior will also affect credit.

Do I need a moving quote before I prequalify?

No. Wisetack’s Prequal Link does not require Teddy Bear Moving to send a formal estimate or create a customer profile before you check your options. You can also start with your free moving quote if that feels more natural.

What happens after I prequalify?

Once we know the final price of your move, Teddy Bear Moving will help you continue to the financing application. That is where you review your actual options and terms before deciding whether to accept.

Where do I enter my financing information?

Prequalification and the financing application are completed on Wisetack’s site. Teddy Bear Moving does not collect your financing application information on this page.

More questions? Read Wisetack’s consumer FAQs.

Ready when you are

Explore your options or plan your move

Choose the starting point that makes sense for you today.

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.